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Terms & Conditions

A legal disclaimer

The information provided on this website, including but not limited to descriptions of investment opportunities, projected returns, project timelines, and business model details, is done after many calculations and scenarios run.

Vale Stone Group does not guarantee any specific returns, profits, or outcomes. All real estate investments carry inherent risks, including the potential loss of principal. Past performance or average returns mentioned (such as the 20% average expected return) are not indicative of future results and are not guaranteed.

Investment contracts offered through Vale Stone Group are not FDIC-insured, are not bank guarantees, and may lose value. This opportunity is not a security registered with the SEC unless otherwise stated, and it may not be suitable for all investors.

We strongly recommend that you conduct your own due diligence and consult with qualified financial, tax, and legal professionals before making any investment decisions. Vale Stone Group is not a registered investment advisor, broker-dealer, or financial institution, and nothing on this site should be construed as personalized financial advice.

By participating in our projects or purchasing contracts, you acknowledge and accept these risks.

Last Updated: January 1, 2026

Terms & Conditions 

Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Website or purchase contracts. By using the Services, you represent that you meet these requirements and have the legal capacity to enter into binding agreements.

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Investment Contracts

  • The Company offers investment contracts priced at $100 each, allowing participation in specific real estate development projects.

  • Purchasing a contract does not confer ownership of real property, equity in the Company, or any security unless explicitly registered as such.

  • All investments carry risk, including the possible loss of principal. Projected or average returns (e.g., 20%) are not guaranteed and are based on historical performance.

  • Payments are processed through third-party providers. Available methods include credit/debit cards, bank wire transfers, and cryptocurrency.

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No Investment Advice

The information on this Website is for informational purposes only and does not constitute financial, investment, tax, or legal advice. We are not a registered investment advisor, broker-dealer, or financial institution. You should conduct your own due diligence and consult qualified professionals before investing.

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User Accounts and Responsibilities

  • You are responsible for maintaining the confidentiality of any account credentials.

  • You agree to provide accurate, current, and complete information during registration or purchase.

  • We reserve the right to suspend or terminate your access for any violation of these Terms or suspected fraudulent activity.

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Intellectual Property

All content on the Website, including text, images, logos, project descriptions, and videos, is owned by Vale Stone Group or its licensors and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

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Prohibited Activities

You agree not to:

  • Use the Website for any unlawful purpose

  • Attempt to interfere with the Website's functionality

  • Impersonate any person or entity

  • Engage in fraudulent transactions

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Payments, Refunds, and Cancellations

  • All contract purchases are final and non-refundable once processed, except as required by applicable law.

  • We reserve the right to cancel or modify any project or offering at our discretion, with notice where feasible.

 

Disclaimers

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT GUARANTEE THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

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Limitation of Liability

To the fullest extent permitted by law, Vale Stone Group, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or Services, even if advised of the possibility of such damages.

Our total liability shall not exceed the amount you paid for the relevant contract(s).

 

Indemnification

You agree to indemnify and hold harmless Vale Stone Group from any claims, losses, or damages arising from your violation of these Terms or your use of the Services.

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Changes to Terms and Services

We may update these Terms at any time. Changes will be posted on the Website with a revised "Last Updated" date. Continued use after changes constitutes acceptance. We may also modify or discontinue projects or Services with reasonable notice.

Request more information 

How can I buy a Contract? Go to the Projects/Contracts page, browse the available projects, and select one. Then choose the number of contracts you'd like to buy (each contract is $100). The minimum is 1, and there's no maximum.

When I buy a contract, what proof do I get that I actually bought the contract? Upon buying a contract, you'll receive a digital confirmation email with a unique receipt, contract ID, and downloadable PDF certificate verifying your purchase details and ownership.

When the project is done how do I receive my payment? Once the project is successfully completed and the property is sold, your return (principal plus average 20% profit share) is automatically calculated based on the number of contracts you hold. You will receive your payout by an ACH, check or wire transfer, whichever you choose. Payments are processed within 30 days of the project's closing, and you'll get an email notification with a detailed payout statement and confirmation.

What type of payment do you except? We accept the following payment options for purchasing contracts: Credit cards Debit cards Bank wire transfer (we'll provide the necessary wiring instructions after you select this option) Cryptocurrency (we'll provide the necessary instructions after you select this option) Choose the method that works best for you during checkout!

How can you guarantee a 20% return? The average expected 20% return comes from our efficient model: discounted manufactured homes via bulk wholesale agreements, in-house construction for all work, and an in-house realtor to sell at optimal value. This keeps costs low and profits strong. Past projects support this average.

Frequently Asked Questions 

How long does it take to start and finish one project? With cash in hand, we can close on land in as little as 5 days. Manufactured homes are readily available for quick delivery, and our in-house construction team handles all work efficiently. We begin marketing the property before completion to secure buyers early. If needed, we list the finished home below surrounding inventory prices—made possible by our higher profit margins from wholesale discounts and in-house operations. We shoot for 60-90 days no longer

Why do you offer contracts starting at only $100? We want everyone to be involved. Some of us only have a few hundred dollars to spend. Those that want to purchase larger amounts we welcome it!

Where are your projects located? Our projects right now are located in Texas and Arizona because that's where our GC has his license. We are actively working on starting projects all across the USA.

How can I keep up to date with the projects and how far along with them? After purchase, select your preferred contact method (email or text). We'll send regular milestone updates on land acquisition, home delivery, construction progress, and final sale.

Why don't you just go to the Bank and borrow money from them? We could use bank financing, but we choose to offer this investment opportunity to everyone. Many people only have a few hundred dollars or a couple thousand to invest and want to participate in real estate. By opening projects to individual investors starting at just $100, we make the American Dream accessible—delivering strong returns for you while helping us provide affordable housing to families in need.

Why do you do manufactured homes rather then regular stick homes? Speed is our priority. Our goal is to complete projects quickly and return your investment (plus profits) as fast as possible, best case scenario 30 days. Manufactured homes arrive pre-built, requiring only delivery, setup, and utilities. This avoids lengthy permitting, engineering, and on-site construction delays associated with traditional stick-built homes. Faster timelines mean quicker sales and faster payouts for our contract holders.

How can I get commission from Selling contracts? Once you purchase a contract you will get a ID number. you can refer friends and family and when they sign up using you ID number (there is a Code box they can fill it in) You will get 10% commission for that sale. You can also be a sales person for us. Just got to our salesman job tab and fill out the form and we will send you a form and our sales packet

Tax implications? We will send you Tax forms after each project is finished. You can also roll you investment to the next project as well.

What construction companies and manufactured home seller do you use? We use our in house contruction company AP Contruction. We have a wholesale contract with all the major manufacture home showrooms

Is this right for me? Yes it is, and it only cost $100.

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